AI 기반 리스크 관리

Risk management is the process of detecting, mitigating and analyzing risks associated with fraudulent activity. Modern solutions, such as HID Risk Management Solution, leverage cutting-edge AI, machine learning, and behavioral intelligence to analyze user behavior and detect anomalies in real time, identifying and preventing fraud before it happens.  

HID Risk Management Solution helps to prevent authorized push payment (APP) fraud, account takeover fraud, phishing, vishing, malware, app and device hacks, mobile threats, plus other social engineering attacks. 

HID Risk Management Solution minimizes false positives by up to 90%, using advanced AI models and behavioral intelligence. This precision reduces unnecessary investigations and operational costs, saving time and resources for financial institutions. 

HID’s Risk Management Solution combines robust security features into a single, flexible platform. It enables seamless compliance with Open Banking and payment directives such as PSD2, advanced risk-based authentication, threat mitigation and real-time analytics, all tailored to address the complex challenges of banks and financial services providers. 

HID Risk Management Solution is designed for quick and simple deployment. A single line of code connects your digital systems to our platform, which supports both cloud and on-premise configurations. This ensures a fast, hassle-free setup process. 

Behavioral intelligence involves analyzing user actions, such as typing patterns, swipe gestures, and transaction habits, to build rich user profiles. HID Risk Management Solution combines this data with device intelligence and location analysis to detect subtle signs of fraudulent activity with unmatched accuracy. 

HID RMS simplifies regulatory compliance with features like real-time transaction monitoring, transaction risk analysis, and automated security measures. It helps financial services providers and banks adherence to PSD2, data protection laws, and other global regulatory standards. 

When paired with the HID Authentication Platform portfolio, HID’s Risk Management Solution evaluates user behavior, anomalies, and threats to classify access attempts as low, medium, or high risk. Based on the risk level, it either grants access, requires additional verification, or denies access to prevent bad actors without sacrificing experience for legitimate users.